Welcome to Oval Media Inc. These General Payment Terms of Service (“Payment Terms”) apply to all customers and users (“you” or “User”) who purchase products, subscriptions, or services offered by Oval Media Inc (“Oval Media Inc,” “we,” “our,” or “us”).
By making a payment to Oval Media Inc, you agree to be bound by these Payment Terms. If you do not agree to these Payment Terms, do not purchase products or services from us.
1. Scope of Payment Terms
1.1 Applicability
These Payment Terms govern all payment activities related to your purchase of our products, subscriptions, or services. They are in addition to (and form part of) Oval Media Inc’s overall Terms of Service and Privacy Policy. In the event of any conflict between these Payment Terms and our general Terms of Service, these Payment Terms will govern with respect to payment-related matters.
1.2 Updates to Payment Terms
We reserve the right to modify these Payment Terms at any time. If we make material changes, we will provide notice through our website or by other means and update the “Effective Date” above. Your continued use of our products or services after the changes become effective constitutes your acceptance of the revised Payment Terms.
2. Payment Methods
2.1 Accepted Payment Methods
Credit and debit cards (e.g., Visa, MasterCard, American Express)
Electronic payment systems (e.g., PayPal, Stripe)
Bank transfers (where applicable)
Other methods as indicated during checkout or purchase processing
2.2 Authorization
By providing a payment method, you represent and warrant that you are authorized to use the designated payment method, and you authorize Oval Media Inc (or our third-party payment processors) to charge your payment method for the total amount of your purchase (including applicable taxes and fees).
2.3 Payment Details
You agree to provide current, complete, and accurate billing information. You are responsible for promptly updating your account and payment information with any changes (e.g., card expiration date, billing address).
3. Pricing and Fees
3.1 Pricing
All prices for our products and services are listed in [currency] unless stated otherwise. We strive to display accurate pricing, but errors may occur. In the event of a pricing error, we reserve the right to cancel any orders affected by such errors and provide a full refund or the option to place a new order at the correct price.
3.2 Taxes
All prices and fees are exclusive of applicable taxes, levies, or duties imposed by taxing authorities. You are responsible for paying all such taxes associated with your purchase unless we have a legal obligation to collect and remit them on your behalf.
3.3 Additional Fees
Certain payment methods (e.g., bank transfers, international payments) may involve additional fees charged by third parties such as banks, credit card issuers, or payment processors. These fees are your responsibility and may be charged separately by the relevant third party.
4. Subscriptions and Recurring Billing
4.1 Subscription Services
If you purchase a subscription service (monthly, quarterly, annual, or otherwise), you agree that your subscription has an initial and recurring payment charge at the rate agreed to when you first subscribe.
4.2 Automatic Renewal
Your subscription will automatically renew at the end of each billing cycle unless you cancel prior to the renewal date. The renewal will be for a period equal to the original subscription period, and you authorize us to charge your chosen payment method for the subsequent subscription fee.
4.3 Cancellation and Refunds
You may cancel your subscription at any time in your account settings or by contacting our Customer Support.
If you cancel, you will still have access to the subscribed service until the end of the current billing cycle, but no pro-rated refunds are typically provided unless specifically stated otherwise.
Refund policies may vary based on the specific product or service; please review any product-specific cancellation terms.
5. Refunds and Returns
5.1 Refund Policy
Unless otherwise specified in a separate policy or agreement, all sales are final. However, we may issue refunds at our sole discretion under certain circumstances, such as products received in a damaged condition or billing errors.
5.2 Return of Physical Products
Where applicable, physical products may be returned or exchanged in accordance with our Return Policy (if provided). You must initiate a return by contacting our Customer Support within the specified return period.
5.3 Disputed Charges
If you believe you have been incorrectly charged, please contact our Customer Support immediately. If we find an error on our part, we will promptly correct it.
6. Chargebacks and Payment Disputes
6.1 Chargebacks
A chargeback occurs when you request that a credit card provider or bank return funds for a transaction. If you file a chargeback, we have the right to immediately terminate or suspend your account until the chargeback request is resolved.
6.2 Resolution
We reserve the right to dispute any chargeback that we believe is improper or that was filed without valid reason. If a chargeback is filed, you may be responsible for additional fees, including legal costs, associated with the dispute process.
7. Payment Security
7.1 Third-Party Processors
We use reputable third-party payment processors that comply with industry standards (e.g., PCI-DSS) to handle all payment transactions. We do not store complete credit card information on our servers.
7.2 Data Protection
Your payment information is encrypted using secure socket layer (SSL) technology or other comparable security measures. For more details on how we collect, store, and protect your personal information, please review our [Privacy Policy].
8. Limitation of Liability
To the maximum extent permitted by applicable law, Oval Media Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses arising out of or related to these Payment Terms. Our total liability for any claim under these Payment Terms shall not exceed the amount you paid to Oval Media Inc for the purchase at issue.
9. Governing Law and Dispute Resolution
9.1 Governing Law
These Payment Terms and any dispute related to these terms or the use of Oval Media Inc’s services shall be governed by the laws of the USA, without regard to its conflict of laws principles.
9.2 Dispute Resolution
Any dispute arising out of or in connection with these Payment Terms shall be resolved through binding arbitration or an appropriate court located in [Your Jurisdiction], as outlined in our general Terms of Service.
10. Termination
We reserve the right to refuse transactions, limit accounts, or cancel orders if we suspect fraudulent, illegal, or harmful activity. We may also terminate or suspend your access to Oval Media Inc’s services at any time, without notice, for violation of these Payment Terms.
